The impact of the economic crisis in the Saudi economy Dissertation

The impact of the economic crisis in the Saudi economy - Dissertation Example The project deals with the impact of economic crisis in Saudi Arabia. Saudi Arabia is a key player in the scenario of international trade, imports and exports. The effect of the economic crisis in Saudi Arabia has been compared with the impacts on the leading economies of the world which provides a comprehensive picture of the global effects of the economic crisis. Introduction Saudi Arabia is an absolute monarchy and is ruled by King Abdallah Bin Abdul Aziz Al Saud who promises of greater political participation and has been able to win the confidence of majority of the Sunni population. The economy of Saudi Arabia is based on its rich amount of oil reserves. Oil is the main resource of the economy. The country possesses around 18% of the proven reserves of petroleum in the world. Saudi Arabia is also the leading exporter of petroleum in the world. Saudi Arabia because of its rich reserves of petroleum plays the leading role in the Organisation for Oil Exporting countries. . The OPE C was created in order to ensure a steady income of the members of the organisation and also to secure the supply of oil to the consumer states all over the world. The economy of Saudi Arabia was initially dependent on agricultural with the work of agriculture one by the nomadic people who lived in the country. The discovery of oil in the country occurred in 1930 from where the kingdom of Saudi Arabia started to gain comparative advantage over the other countries in the world. According to World Bank, Saudi Arabia’s economy has been referred to as the strongest economy among the Arab nations. Thus the economy of Saudi Arabia underwent a transition from an agriculture based economy prior to 1930 to an industrial economy after the discovery of oil in 1930. The GDP grew at rapid rates due to availability of huge proven reserves of petroleum and gaining comparative advantage which led to rise in exports. The country’s foreign exchange reserves grew enormously giving a scop e for developments of infrastructure for industries in the kingdom. As a result of the recent economic crisis all over the world and reduction in GDP per capita of Saudi Arabia, the government has undertaken policy reforms of diversification of the economy, strengthening the regulatory framework and the legal system and allowing foreign investments in order provide employments opportunities to the swelling population and also to sustain their economic growth rates. The impacts of the economic crisis in the economy of Saudi Arabia lay its roots in the recession that occurred in US and subsequently spread to major economies like UK and other parts of the world thereby transforming into a global financial meltdown. The international economic scenario underwent radical changes with recession in the economy of US and its subsequent effects on the economies all over the world. This created major impacts in the economies of the world including that of western economies like, European natio ns, East Asia and partly in South Asia. The financial crisis which emerged in the year 2007 started with a bubble in 2002 in the housing

Mass Media Influence on the Society Proposal Essay Example for Free

Mass Media Influence on the Society Proposal Essay In the last 50 years, the influence of the media on the society has grown exponentially with the advance of technology. Mass media is a major force in modern culture, particularly in America. All lot of times they refer to this as a mediated culture where media reflects and creates the culture. If you look in the past, first there was the post offices and telegram, and then they build the radio, newspaper and magazines, later television and now internet. Mass media is all about communication whether spoken, written or broadcast that reaches a large audience. This includes movies, magazines, radio, television, advertising, the internet and so forth. But how is mass media influencing our society. This question is what drives me to writing this proposal. To do this research I will be using Internet, e-books and other researches done on this topic to really understand this subject and based on the result of my analysis I will present my findings and conclusion on the questions. Read more:Â  Essay About Media Influences on Society Research Question How is mass media influencing our society? Sub Questions: 1. How does mass media influence work? 2. What are the effects of media? 3. What kind of impact does mass media have on our youth? Introduction If you ask around most of the people will tell you that media is really influencing people. But how is mass media really influencing our way of living. Before discussing the influence of mass media on society it is important to point out the 3 basic functions of mass media. The basic function of media is to provide entertainment, education and news/ information. The most important function of media is to provide news and information to the masses. That is why the present era is known as the information age. People need news or information for different reasons, on one hand it can be used to socialize and on the other to make decisions and formulate opinions. Entertainment would be the other function where it is mostly used to amuse in present day hectic environment. Educating the masses about their rights, moral, social and religious obligations is another important function of mass media. Due to globalization a huge number of people depend on communication and information to stay connected to the world and their daily activities like education, work, health care, socialization and travel. If you look at a common person he or she wakes up each morning and checks newspaper or television news which he or she uses for basing their decisions.

Kingsolver’s Portrayal of Christianity in The Poisonwood Bible Essay

Kingsolver’s Portrayal of Christianity in The Poisonwood Bible Kingsolver’s concern with Christianity is evident in the very title of The Poisonwood Bible. She uses ‘books’ to divide the novel into sections, which, with names like Genesis and The Revelation, reflect the books of the Bible. As the novel progresses, the structure deviates from that of its biblical namesakes: there is a shift in order - Exodus is placed centrally - and new books with titles such as The Eyes in the Trees are introduced (Kingsolver’s own appellations). These names present the reader with the idea that Kingsolver is rewriting the central Christian text, adapting it for her own story. Thus religion is heralded as a significant presence in the book, not just thematically, but structurally. Throughout The Poisonwood Bible, Kingsolver uses her characters to represent forms of attitudes to Christianity. The primary expositor is Nathan, who sustains forceful, evangelical beliefs throughout. He has no voice of his own, but all accounts affirm to the reader that he is consumed by his faith. Leah, the daughter who harbours the most respect for her father, initially refers to him only in the context of religion – ‘his tone implied that†¦[Mother’s] concern with Better Crocker confederated her with the coin-jingling sinners who vexed Jesus till he pitched a fit and threw them out of church.’ She is describing the cleansing of the temple in John 2:13-22, but the fact that she can reference it freely, and even put it into her own words, demonstrates that she has been heavily influenced by the Bible. Kingsolver is perhaps trying to show that religion can be used to control the way people think, and she portrays Christianity as highly potent. Leah continues to incorpo... ...e way Nathan treats his daughters, or for the religious clash between Western values and Congolese beliefs. Nathan, with his oppressive dogmatism, encounters obstacles because he refuses to accept anything but his own beliefs, thereby displaying his utter cultural arrogance ‘†¦the few here that choose Christi-an-ity over ignorance and darkness!’ Kingsolver makes him a slave to an ancient, uncompromising text, depicting his struggle to force it upon people who have no interest in it. Nathan’s personal religion was poisoned when his company died ‘on the death march’. It was not Christianity that made him into (as Leah puts it) a ‘simple, ugly man’, it was a series of tragic events, falling upon an impressionable man at an unfortunate time. Through his downfall, Kingsolver effectively puts across the danger of being rigid and uncompromising about traditional Christianity.

Applied Ethics Essay

A False promise means â€Å"a promise that is made with no intention of carrying it out and esp. that is made with intent to deceive or defraud†. Nowadays, making false promises has become ubiquitous in our daily life. Is it a right action or not? Based on Kantian ethic and Utilitarianism, there are different views in making a false promise. Utilitarians’ view in making a false promise For Utilitarianism, it looks at the consequence of an action for all those people affected by the action. If the overall balance of happiness over unhappiness is its consequence, the action is right; unhappiness over happiness, it is wrong.(Chan Chun Fai’ s notes, Moral Theories, p.2) Also, the principle of utility applied to it is generally expressed as â€Å"Always act to produce greatest happiness for the greatest number of people. â€Å" (Chan Chun Fai’s Power Point) For example, Betty has made a false promise to Peter. She borrowed some money from Tom as to travel to Taiwan with her friends and promised him that she would return money to him after one week. So, Tom was glad to lean her money. Betty made a false promise to have enough money travelling with their friends and her friends were so thrilled about that although Tom would feel depressed about it. However, this action produces greatest happiness for the greatest number of people that Betty and her friends felt happy while only Tom felt unhappy. Therefore, it is considered as a right thing to do. But for rule-utilitarianism (RU), it is treated as a wrong action because RU looks at the consequence of a rule and the principle of utility is applied to a rule. Also, if everyone following the rule could produce good consequence, then we should abide by that rule—a right rule. (Chan Chun Fai’s Power Point) In this situation, if everyone made false promises, people would stop believing promises and each other. As this action result in bad consequence, it is not a right action in the concept of rule- utilitarianism. Kantians’ view in making a false promise Kant’s deontology is not about consequence and happiness. It is about to act with a good will (which is an absolute good) is to act out of duty; to act out of duty is to act with moral law. (Chan Chun Fai’s notes, Moral Theories—Kant’s deontology P.1) If we do things just for our desires or feelings, it is not considered as a truly moral action. For example, Peter does some social services only because it benefits him to get into university. In this case, as his social services are based on his desires, they are not done out of duty. So, these actions are not treated as moral actions. Of course, in Betty’s case, she made a false promise to Tom and she acted without a good will. Also, she made a false promise to get what she wants has indicated that she did this only for her desires. Therefore, making a false promise is not a moral action in Kantians’ view. Besides, there is a principle of morality in Kant’s deontology called â€Å"Categorical Imperative†. It is the cardinal principle of morality. â€Å"A categorical imperative is unconditional and independent of any circumstances, goals, or desires.† (Chan Chun Fai’s notes, Moral Theories—Kant’s deontology, P.2) Kant expressed this idea in two formulations called â€Å"universal law† and â€Å"the end in itself†. Base on this two formulas, we can judge an action whether it is right. Refer to the formula of universal law, we need to act only on that maxim whereby we can at the same time will that it should become a universal law. In general, if it is right for you to do something, then it is right for anyone in similar situation to do the same thing and you are required to be consistent—do not make exceptions for anyone, including yourself. Obviously, making a false promise cannot be a universal law as it is impossible for everyone to do the same or for you to will that everyone acts as you do. In fact, most of people must be unwilling to be made a false promise. As making false promises has exception that no one is willing for everyone to follow this rule, it cannot be a universal law. Due to this, it is not a right action. According to â€Å"the end in itself†, it is stated â€Å"Act in such a way that you always treat humanity, whether in your own person or in the person of any other, never simply as a means but always at the same time as an end.† (Chan Chun Fai’s notes, Moral Theories, P.4) That means, we need to treat all rational humans as ends, never merely as a means to an end. Additionally, Kant stated that â€Å"Every man is to be respected as an absolute end in itself; and it is a crime against the dignity that belongs to him as a human being to use him as a mere means for some external purpose.†Hence, it is morally wrong for Betty to make a false promise to him that uses Tom merely as a means to achieve her ends because Tom also has ends of his own. Therefore, making false promises is a wrong action in Kantian’s view as performing this action doesn’t not respect others and use others merely as a means. My point of view over Utilitarianism and Kantian ethics In my opinion, Kantian ethics is better than Utilitarianism as doing things with Kant’s Deontology can enhance harmony in our community. Say, if we do social services out of duty, not of desires or feelings, such kind of behaviors can last longer. If we do social work base on the concept of utilitarianism in order to get some benefits or to satisfy ourselves, we will stop doing social services sooner or later once we have been satisfied. In addition, Kant’s deontology advocates respect of others while utilitarianism is more aggressive and selfish. If everyone does things with the concept of utilitarianism, it can be harmful to our society as all of us only think about ourselves instead of being considerate to others. Conclusion In an aspect of utilitarianism, if making a false promise can produce greatest happiness for the greatest number of people, it is a right action while it is a wrong thing to do in rule-utilitarianism as it result in bad consequence. Moreover, making false promises is with a bad will and for people’s desires that it is not a right thing to do in Kantians’ view as it uses others merely as a means and it will not be a universal law. Personally, I think Kantian’s ethics is more ideal than utilitarianism because of social harmony.

Courage in the Civil War (Referencing for Cause and Comrades by James M. Mcpherson

Kathie Kaidan 4/14/10 HST 202 Paper #2 There is much controversy and uncertainty about the reasons of why the Civil War started, and why it went on for so long. The Civil War is unusual not only in American History, but in world history as well because of the intensity and carnage of it. Men were taking up arms against their neighbors, fathers, sons, brothers, and friends to meet on the field of battle with only one mission: to kill one another. James McPherson wondered this, so he researched over 25,000 uncensored letters to friends and family, and almost 250 private diaries from soldiers fighting for the Confederacy and soldiers fighting for the Union. He then took what he learned and wrote the book For Cause and Comrades, and found certain ideals that, he believes, are key reasons as to why these men fought each other over this conflict. McPherson argues that the initial impulse of the soldiers to fight the war was the simple â€Å"military rage† that follows after the declaration of any war. In most cases â€Å"military rage† is short lived, and mostly just talk, and then people back down when asked to rise up and fight. But in the Civil War, men were tearing down doors in order to enlist, and they continued to do so after the initial excitement had died down. McPherson also follows French Revolution Historian John Lynn in dividing soldiers motivation to fight into three sections throughout the war. â€Å"I have borrowed part of my conceptual framework from John A. Lynn, an historian of the armies of the French Revolution. Lynn posited three categories: initial motivation; sustaining motivation; and combat motivation. The first consists of the reasons why men enlisted; the second concerns the factors that kept them in the army and kept the army in existence over time; and the third focuses on what nerved them to face extreme danger in battle. These categories are separate but interrelated† (McPherson, 12). One important aspect was that men fought because of the desire to have this sense of manliness and doing things to prove it. Two versions of manhood competed in the Victorian era: the hard-drinking, gambling, whoring two-fisted man among men, and the sober, responsible, dutiful son or husband. Some soldiers found that the army transformed them from one kind of man to the other, better kind† (McPherson, 26). Courage played a huge role in determining one’s level of manliness. The more courage you showed, the manlier you were. And with every man trying to prove himself better than the others, it played a key role in why Civil War soldiers continued to fight for as long as they did. The war started out with the soldiers having a sense of false courage. Most of them hadn’t seen battle yet, and they were often unsure if they war would end before they had the chance to make their mark. But this behavior of being â€Å"pumped up† and excited for battle was just pre-battle adrenalin. They were not truly being courageous until after they had experienced the horror of the bloodshed, and decided to continue to endure it all over again. When it had been experienced, the emotional impact of it was overwhelming. Many wrote in their letters to loved ones saying â€Å"I hope I will never be in another†¦no man can tell me anything about war I have got a plenty† (McPherson, 33), and â€Å"I am satisfied with fighting. I wish the War was over†(McPherson, 33). McPherson compared these feelings to those men who fought in World War II, mostly the 101st Airborne Division who took part in the D-Day Invasion. â€Å"Before their drop behind German lines on D-Day, men in the elite 101st Airborne Division were ‘gung-ho’. When the survivors returned to England to prepare for their next mission, ‘the boys aren’t as enthusiastic or anxious to get it over with as they were before Normandy. Nobody wants to fight anymore. ’†(McPherson, 35) This is when the courage began to show. Even after seeing the â€Å"elephant†, a metaphor used by McPherson in place of battle, the men remained determined to fight. They came to realize that courage meant to stand up against and conquer their fear, not just feeling fear itself. It was at its worse before the battle had even begun. Once it began only their courage and adrenaline could keep them going. They also began of noticing ways to relieve their tension. One way was yelling at the top of their lungs, and this it to be thought as the origin of the famous Rebel Yell. The men didn’t understand the changing in their body chemistry, so they were dumbfounded when they could overcome illness, disabilities, and sometimes-even wounds in order to fight. After the battle had ended, most men were overcome with exhaustion. When they finally could rest, thoughts and nightmares of the battle would fill their heads. They experienced breakdowns, little sleep, appetite loss, and hot flashes quickly followed by the chills. But, nonetheless, they pursued on. The last thing they wanted was to give up or be taken over by their dreams. To them, retreating or going home was a loss of courage. â€Å"Civil War soldiers had never heard of the terms ‘shell shock’ or ‘battle fatigue’ or ‘combat stress reaction’ or ‘psychiatric casualties’. But many of them experienced the symptoms these terms attempt to describe. A word that was familiar to them, however, was ‘courage’. And they understood that combat stress reaction was a loss of courage, a loss of the will to go on fighting†(McPherson, 163). It soon was known that courage wasn’t only shown and proven on the field of battle, but to have the determination and desire to endure all else that comes along with warfare: scarcity of food, changes in weather, not having proper shelter, little sleep, having to march for hours every day, and not knowing if you were going to see your friends and family ever again. These were the things that took up most of the soldiers’ lives; fighting in battle was only a small percentage. McPherson quoted a major in the 11th Georgia on his definition of what courage was in 1863; â€Å"†¦not as merely bravery in battle, but also the nerve to endure rain, and snow, and sleet, and the privations of Winter, and the scorching sun of Summer†¦to undergo extreme fatigue, to subdue the pains of hunger†¦ to do battle with sickness and despondency and gloom as with the Country’s enemies. And above all to hold one’s self patiently and cheerfully ready to meet the shocks of battle† (McPherson, 163-164). Although many other factors were involved as to why the men stuck it out, I believe courage is the root to them all. It takes courage to defend your family and land, which is what made your honorable. It takes courage to believe in God, and know that he is watching over you, and guiding you. It takes courage to stand up for your country and fight for what you believe in. It’s amazing how these men continued to fight, and continued to be courageous when they had so many things going against them. It’s better understood as to why they volunteered in the first place, but it is amazing how so many stayed until they died or the war was declared over. Courage is a strong factor for anyone, but the way it is displayed through these men is miraculous.

Expository Essay on Texting While Driving

Expository Essay on Texting While Driving Expository Essay on Texting While Driving In today’s world, cell phones play a central part in the lives of many people around the world. Tasks such as making calls, texting, taking photos and even surfing the Internet have not only been made easier but have also been made more possible for many more people. As a result, cell phone subscriptions continue to increase globally, As people continue to depend on cell phones for their communication needs, these devices not only become more useful but also more dangerous, especially when used at inappropriate times. One of the most dangerous ways to use cell phones is to text while driving. The available statistics sadly indicate that the number of the people who are engaged in accidents or even lose their lives because of texting while driving is on the increase. This can either mean that people do not really know the kind of danger that they place themselves in when they decide to text while driving or that they actually know the dangers but have chosen to ignore the w arnings. The action of many countries around the world to ban the use of cell phones while driving may have served to deter drivers from using their phones as they drive, but the increased number of causalities clearly demonstrates that there is still a lot more that needs to be done. One of the main reasons that make texting while driving very dangerous is that using the phone reduces a driver’s reaction time in traffic. on busy roads, the amount of time that one talks before reacting to a situation, in most cases, determines whether one gets to continue living. As much as it is both dangerous to call and text while driving, texting while driving is actually more dangerous because one has to constantly look at the screen of the phone in order to type or to read messages. The reduced attention on the road increases the chances that the driver will cause an accident because it reduces the time he has to react to traffic situations. Moreover, studies show that people who text while driving tend to accelerate more slowly after stepping on their brakes. This can cause irregularities for other drivers, leading to possible accidents. Also, since their eyes are more on the text than on the road, drivers who choose to text while driving have a much higher chance of hitting a pedestrian than those not distracted in driving. A large number of accidents, whether severe or not, usually occur within a twinkle of an eye. This means that just a moment of distraction is enough for a driver to cause a serious road accident. Given the many concerns, it is best if drivers were not only banned from texting but banned from using their phones in any way at all as they drive. Feel free to visit to order a custom expository essay about Texting While Driving written by certified academic writers.

MPO (nan myat thuzar win) Assessment 1 Essays - Free Essays

MPO (nan myat thuzar win) Assessment 1 Essays - Free Essays 1. A goal is a future expectation or desired future state. Goals are in important role of every organization. Organizations are trying to achieve goals. Activities of organizations are formed due to goals. Therefore, goals are influences on motivation. Moreover, goals are translated in objectives and policies. Objectives can be defined as what and policies as how, when, and where. Objectives are a part of a goal and more specific than goal. They are potential to get goals. In fact, objectives are divided into general and specific. Top management determines general objectives and specific objectives are operated in scope of general objectives. Policies are implements of goals and objectives. They direct strategies to meet goals and objectives. For instant, policies are such as rules, plans and procedures. Policies segment roles and obligations of mangers and members of staff. They also control the behaviors of organization. Additionally, external factors such as government can affect upon the policies. According to Scotia Airway, they may keep target for many goals. As case study, they aim to provide exceptional value for money, unparalleled comfort and convenience to its passengers, every time they are on board and also offer value added services, such as, valets to assist passengers in boarding the plane, gourmet meals and a range of in-flight services and entertainment as specific objectives. Additionally, Scotia Airways provide business class services at price that is equivalent to price of economy class services of other competitors as services goals. The investors have set an ambitious project for expansion over the next 5 years to include long haul destinations. These are some specific objectives to achieve main goals as outsourcing their airways to major business center in Eastern Europe and Middle and Far East. Management is fundamental to effective operation of work organizations. It is also an integral part of the people-organization relationship. A key driving force of the success of these airways is the management focus upon the level and quality of service output. Senior management agrees output targets with middle and junior managers and staff, and allow the operational planning to be determined by those managers and employees then populate the details into the plan. A culture of trust has been emphasized and developed by management and workers and this has served to enhance the effectiveness and efficiency and overall performance of business. This is leading to positive working relationship within and different departments by positive management approach and wide ranging reward policies. The company is regarded as a family-style business. 2. Organization can be viewed as open systems in continual interaction with external environment of which they are part. There are a number of sub-systems interrelating and interacting with each other: task, technology, structure, people and management. In open system, organizations take input from environment and through a series of activities transform these inputs into outputs to achieve some objectives. Therefore, environmental facts influence upon the open system. They are economics, legislations, competitions, shareholders and culture. Moreover, output are measured by goals and it will effect on input. As Scotia Airways, for example, they take in resources such as people, finance, raw materials, premises, equipment and information from its environment as inputs and process inputs. Finally, these inputs transfer into outputs as services in regarding to achieve goals such as customer satisfaction. 3. The informal organizations arise from the interaction of people, their psychological and social needs the development of groups with their own relationship and norms of behavior. Informal organizations can exit within formal organizations. The formal organizations are defined by Schein as: The planned co-ordination of the activities of a number of people for the achievement of same common goals through the division of labor and function and through a hierarchy of authority and responsibilities. The following are some differences of informal and formal organizations. Origin Structures Goals Control Influences Size Communication Stability Duties and responsibilities Benefits for members 4. Stakeholders are interested in and are effected by goals, operation, and activities of the organization. They have a large variety of interest on organization. For example, they are under the following roles. 1.Employees 2.Providers of finance 3.Customers 4.Community and environment 5.Government 6.Other organizations or group. As case study, four primary of stakeholders are Employees Without employees, there will not be any organization. Organizations and employees need and influence each other. Responsibilities of

The Suffix -esque and the Like

The Suffix -esque and the Like The Suffix â€Å"-esque† and the Like The Suffix â€Å"-esque† and the Like By Mark Nichol The suffix -esque, one of a class of what are called adjectival suffixes, is adopted from the French version of the Italian suffix -esco, related to the standard English adjectival suffix -ish, and all of them mean like, or â€Å"related to† or â€Å"characteristic of†; -esque is more specialized, while -ish has additional senses. The French form is attached to common nouns, as in, for example, the words grotesque and statuesque, as well as to proper nouns such as Kafkaesque, denoting a style similar to an artistic oeuvre, or Chaplinesque, referring to one resembling that of a person or a persona. Note that the suffix is almost invariably closed, without a hyphen; the only exception I can think of is when the last letter of the root word is an e, as in Klee-esque. But the more important issue is to avoid impulsive creation of new appellations. Well-worn examples have earned their place by repetition based on widespread and lasting influence; a neologism like Snookiesque, for example, should be employed only with tongue in cheek. (And if you don’t recognize the basis of this coinage, such good fortune on your part demonstrates my point.) The simple appendage -like closed unless the preceding letter is a vowel or the root word is a proper noun will do. The Germanic equivalent -ish is used more prolifically and promiscuously; it can also indicate origin or classification (English), an inclination or disposition (bookish, impish), a degree or trace of some quality (blueish, darkish), or an approximation (fiftyish). Sometimes, it’s part of a standing term; for example, selfish, though it is a compound of self and ish, doesn’t carry an immediate association with the root word self. Like -esque, -ish is seldom attached to a root word with a hyphen. The adjectival suffix -ese also serves both common and proper nouns (academese, Japanese); the former usage invariably refers to a type of jargon and is usually pejorative, with a connotation of obtuseness or pretension, whereas the latter usage is neutral unless placed in a derogatory context. The form -ian signals disposition (contrarian), occupation (librarian), adherence to a philosophy (libertarian), or language or regional or national origin (Russian); the variation -an is common (vegan, publican, republican, Tuscan). Meanwhile, -ic indicates a characteristic (basic) or a linguistic, cultural, or other sociological category (Gothic). Two other forms, -hood (adulthood), and -ness (happiness), may be attached to proper nouns as well as common ones (Buddhahood, Englishness), but such exceptions are rare and in the case of capitalized terms ending in -ness are restricted to references to cultural identity. (One exception: Jocular references to someone embodying the essence of another person, as with Hasselfhoffness.) Many other adjectival suffixes, mostly meaning â€Å"state of,† exist, but they are seldom if ever associated with proper nouns. These forms include the following: -ability (reliability) -ia (nostalgia) -ibility (invisibility) -icity (electricity) -itas (gravitas) -itude (gratitude) -ity (gravity) -ose (morose) -osity (porosity) -ous (generous) -ship (hardship) -th (death) Which suffix to apply depends partly on the construction of the root word and partly on tradition. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:Inquire vs EnquireThe Letter "Z" Will Be Removed from the English AlphabetApostrophe with Plural Possessive Nouns

PTSD 2 Essay Example | Topics and Well Written Essays - 250 words

PTSD 2 - Essay Example tic criteria demands that the diagnosed symptoms last for more than a month and must cause a significant social or occupational impairment (Ursano, 2004). The causes of PTSD are believed to originate from experiences of any event that produce intense pessimistic feeling of helplessness, fear or horror to the victim. Some of the sources of such experiences may include: witnessing adult or childhood sexual or physical abuse, physical assault or sexual assault, occupations related to war and disaster, and being diagnosed with an illness that threatens life. PTSD may impact adversely on the victims. Some of its outcomes may include terror, fear, loss of memory among others (Acierno, 1999). Diagnosis criteria of PTSD as mentioned above demands that the diagnosed symptoms last for more than a month and must cause a significant social or occupational impairment. The diagnosis can be categorized into the following: exposure to a traumatic event involving risk of death or serious injury, loss of physical integrity and intense negative feeling of fear, helplessness or horror; persistent re-experiencing of the events resulting into flashback memories, subjective re-experiencing of the trauma, reappearance of distressing dreams, and intense negative physiological or psychological response to any subjective or objective reminder of the events; persistent emotional numbing and avoidance of stimuli that is associated with the traumatic event, inability to remember the main parts of the trauma, and avoidance of people or places that may bring back the distressing memories; persistent increase of arousal symptoms that were initially absent; symptoms lasting for more than one month ; and significant social or occupational impairment (Cahill, 2004). Prevention and intervention strategies of PTSD are needed in order to prevent the adverse effects of this condition to the victims. Experts have suggested cognitive behavioral therapy and critical incident stress management as

Hw Assignment Example | Topics and Well Written Essays - 250 words - 3

Hw - Assignment Example The unique factor about Kiva.org’s organization that distinguishes it from other businesses is its role as an agent instead of a party to the lending business. The organization’s role in its empowerment objective is to link different stakeholders towards ensuring that potential entrepreneurs whose major challenge is capital receives help into starting their desired small scale businesses. It only facilitates the lending process and does not lend from its finances, a contrary approach to other businesses that are parties to lending agreements. The organization’s model would not work for larger loans and large-scale business. This is because the types of loans and businesses would entail higher risks such as loss of large amounts of money in defaults. This would have impact that is more significant on the organization and challenge its success as compared to risks in small-scale loans. Lenders would also be unwilling to offer money for large loans because of the nature of the model in which lender have limited control over involved

North American Culture and Multinational Firm Advertising Research Paper

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Description of the current brand - Assignment Example Second, its iconic Cadillac caters for the high-end market (General Motors 1). Thirdly, Chevrolet, GMC and Opel cater for the middle class market segment (General Motors 1). The multiple brands enable the organization to increase its product offering, a key source of competitive advantage in the motor industry. In addition, it enables it to compete in different parts of the world due to differences in consumer needs. In addition, the organization has sub-brands. For example, the organization has separated Cadillac from the other operations due to its huge potential and its ability to operate as a standalone unit (The Daily Herald). The essence of having a sub brand is that it enables the organization to focus on a niche market that it would otherwise have been unable to. Furthermore, its Chevy brand is doing well in the American market. As a result, it has the ability to operate as a sub brand. In conclusion, the motor vehicle industry is a heavily segmented market. Consumers have different utility needs and different levels of purchasing power. Consequently, manufacturers such as General Motors have embraced a product differentiation strategy that enables them to have multiple brands to satisfy the different market needs. In addition, it has sub-brands to cater for niche market

The Women of Alwal Alis Tribe Essay Example | Topics and Well Written Essays - 500 words

The Women of Alwal Alis Tribe - Essay Example Lila Abu-Lughod describes the cultural phenomena of an Awlad ‘Ali people found in Egypt. The basis of her research is on dynamics existing in different genders with a concern on the rights of women in the Middle East, the link existing between the power and cultural forms, the representation as far as politics is concerned. Lila Abu-Lughod in her work about the veiling sentiments brings out the importance of covering of the head among the women. Once a woman comes across an elderly man, she is supposed to cover her head as a sign of respect for the elderly. This is not the case in case the same woman would come across a younger man. It is essential to note that, the women covered their heads, which was seen as a sign of respect to the elderly, were solely meant for the Bedouin men. The Bedouin women do not cover their head when they come across other elderly men from other communities. â€Å".One notes the distinctive glint of silver on her wrist, a vibrant full-length dress g athered at the waist by a red cummerbund and a head covered in black (Abu-Lughod, 1986:2).† In case, any woman declines to use the head cover or the red belt, this action is termed as the scandalous or inappropriate. In the ethnography, the author brings about the concept of marriage among the Awlad ‘Ali tribe.

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The impact of the Media on Teen Girls Body Image Essay Example for Free

The impact of the Media on Teen Girls Body Image Essay â€Å"Cosmetic makers have always sold (hope in a jar)- creams and potions that promise youth, beauty, sex appeal, and even love for the women who use them† (Postrel 125). Magazines are filled with digitally transformed images of models with amazing bodies, flawless skin and perfectly styled hair. Television advertisers push their products using the most attractive people with the perfect bodies. Television shows such as October Road and movies like Men or Shoes portray images of sexy, gorgeous woman who have it all; the handsome boyfriend or husband, the great job and amazing friends, while the chubby, not so attractive friend is usually there simply for comic relief. Also shows like the Janice Dickinson Modeling Agency on the Oxygen Network, is another perfect example of media influencing teen girls negatively. On this particular show she holds auditions for aspiring models to come before her and audition in order to gain representation by her Modeling Agency. Instead about 97% of these young girls are harassed and ridiculed on National TV. On this show there is no such thing as constructive criticism or putting it nicely. She points out every flaw, every physical feature that she feels needs to be fixed with plastic surgery or dieting. She even has gone so far as to saying â€Å"I will never accept a plus size model into this agency† (Rotchford 72). She has been known to call girls ugly and send many on occasion crying and running for the door. â€Å"Her show is rated number 1 on the Oxygen Network† (Rotchford 72). This kind of message is sending young girls the impression that in order to be beautiful like a model and be accepted by society that you have to have a flawless face and thin perfect body and at any cost necessary. The music industry has followed this pattern as well. Music videos (especially of the Hip-Hop category) are usually filled with woman wearing next to nothing, dancing erotically, and having their body parts zoomed in on by the cameras. This kind of music is extremely popular in younger generations, so when these music videos are being seen by them, then these scenes are going to be viewed as being cool as well. Girls will think that that is the type of look I need to have in order to be popular and cool. Teenagers are conditioned to believe that advertisements and media reflect the world. Throughout time the ideal of beauty has differed. During the Renaissance, a beautiful woman was more full figured and pale skinned. â€Å"This reflected her station of rank in society† (Eco 212). Her size indicated she had enough to eat and her pale skin showed she did not have to work to sustain a living. During the 1920’s, the image of beauty changed. Woman wore their hair bobbed, had slender figures and preferred to have smaller breasts. â€Å"The 1950’s brought more changes with the introduction of icons like Marilyn Monroe† (Eco 306). Women wanted to be full figured, very curvy with platinum hair and plenty of sex appeal. As times changed and society’s ideals of beauty changed, one thing remained the same, the pursuit of beauty and perfection. The most obvious victim of the media stereotyping is young girls. Unrealistic images of beauty and perfection bombard these girls through television, magazines and movies. A study was performed to examine the effects of exposure of the media ideals of body image on women, and to determine if it would affect their self-esteem, body satisfaction, start eating disorder symptoms, and maybe change the level of internalization of the thin ideal. â€Å"Women in the experimental group reported lower self-esteem after being exposed to the thin-ideal images compared to the women who viewed neutral images† (Hawkins, Granley, Richards, and Stein 44). â€Å"Moreover, in some cases, feelings of body dissatisfaction and low self-esteem may lead adolescents seeking self-improvement to increase their media consumption—resulting in a vicious circle of media exposure, internalization of sociocultural ideals, social comparison with unrealistic images, and further erosion of body satisfaction and self-esteem. Indeed one 13 year old girl in the current study commented that â€Å"magazines are going to exploit the fact that teenagers are often unhappy with themselves† (Clay, Vignoles and Dittmar 473). The media dictates what is considered fashionable, the popular hair styles or trends. Images of thin, leggy models in short skirts, shorts and tiny swimsuits having fun, flirting and getting attention from men visually show what is considered to be beautiful. If a girl does not fit into the mold, she may begin to have self-doubt, or body satisfaction issues. â€Å"Idealized images are an influential source of pressure to meet the thin idea† (Monro and Huon 89). Society is obsessed with perfection. It is evident in the number of women choosing to undergo cosmetic surgery in the attempt to attain the perfect body, nose, figure and smile. â€Å"We found that girls who engage in more appearance-related discussions and imitation of others had lower appearance satisfaction† (Dohnt and Tiggean 9). â€Å"We found that girls who watched television shows with an appearance emphasis, such as Friends or Rage, we less satisfied with their appearance. Shows such as soap operas and music television slips that present women as thing attractive, and sometimes provocatively dressed, have also been correlated with body dissatisfaction and disordered eating in adolescents† (Dohnt and Tiggean 10). Advertisement Agencies have been questioned about why they only advertise their products with a certain types of models. The answer from each agency was usually almost always the same each time. â€Å"Sexy sells and everyone wants to be beautiful, so we sell our products to the world using beautiful people. This shows the population that beauty is within their grasp and that they too can obtain it† (Monroe 160). Janice Dickinson who is also in the media has stated that â€Å"she says no to plus size models in her agency† (Rotchford 72). â€Å"We live in America, aren’t we allowed to do what we want with our own businesses? I own this agency; if I don’t want fat ugly models representing it then that’s my right† (Rotchford 70). Miss Dickinson has a point, but she fails to realize what her actions and her show is reflecting on to young girls. Young girls live in an appearance-focused society, where images of perfection are broadcast in every form of media. Girls are developing low self-esteem, eating disorders, and are striving to obtain perfection and acceptance. And the kind of media that we have is doing nothing but fueling this fire that has been burning rapidly for a long time. If young girls are not offered a more realist image of beauty, they will continue to be dissatisfied with their appearance and suffer from low self-esteem. There have been some developments recently to try and change this pattern. â€Å"In the past few years marketers at Dove have added some new and improved enticements† (The Atlantic, The Truth About Beauty 125). The new campaign declares that every woman is beautiful and ignoring imperfections indicates self-esteem. â€Å"Oprah covered the story, and so did the Today show. Dove’s campaign, wrote Advertising Age, â€Å"undermines the basic proposition of decades of beauty-care advertising by telling women—and young girls—they’re beautiful just the way they are† (The Atlantic, The Truth About Beauty 125). Imagine, a beauty-care company selling their products not by enticing young girls with unrealistic images of women who achieved perfection by using their products, but by showing women and young girls they are beautiful to being with and can accentuate their beauty by using their products. Dove expanded the definition of beauty without losing the concept. This was a novel approach that seems to be catching on. Every girl deserves to feel beautiful, smart, important and secure. Another Dove campaign focuses on young girls insecurities about their appearance. â€Å"Every girl deserves to feel good about herself and see how beautiful she really is† (The Atlantic, The Truth About Beauty 127). Television shows are beginning to follow in the same example as the Dove campaign. One such show is Ugly Betty, which is about a young woman from Queens who doesn’t fit the standard media beauty and works for a fashion magazine where everyone is image obsessed. Instead of conforming to the standards of her co-workers, Betty maintains her integrity and shows that being a kind, smart, and caring person is what makes you truly beautiful. As time passes, people begin to see that Betty’s beauty does not lie in her physical appearance but in her spirit and compassion. If images like this continue, more girls will begin to see that their own inner strength, self-assuredness, and integrity are more beautiful than the images that you see splashed across any fashion magazine or TV show. These are real qualities that any girl can obtain. Society is always going to have its own opinion of what beauty is. And this will always be perpetuated through media. If we start recognizing the impact that the media has on the self-esteem of young girls, and instead present strong, confident, and capable women achieving their goals, then young girls will being to believe that the image of beauty has a new face—theirs.

Accounting Ratio Analysis And Comparison Of Companies Finance Essay

Accounting Ratio Analysis And Comparison Of Companies Finance Essay 1) Question 1 Find the most recent financial statements for two companies of same company industry which are listed in KLSE (Kuala Lumpur Stock Exchange).Evaluate the financial position and performance for each of these two companies using accounting ratio analysis. You are required to compute and compare the accounting ratio between these two companies, and conclude the results of your finding. The limitations or problems of using accounting ratios for performance analysis should be included in your conclusion. entify and discuss three different ways for transferring capital or fund from saves to borrowers in the financial market. Table of content Page Questions 1 Introduction for question 1 3 7 Calculation for Gamuda and WCT Berhad 8 14 The ratio comparison between two companies 15 16 Conclusion 17 Question 2 18 24 Bibliography 25 Appendix 26 2) Question 1 Introduction Accounting ratios are the ratios that expressed and counted based on the financial statement of a company. Besides that, accounting ratios are also useful indicators of a firms performance and financial situation. Most of the ratios can be calculated from the information that is provided by the financial statements. Each type of accounting ratio provides an important data about a firms ability to repay its debts, its financial standing, and the potential for profit and how valuable stocks or investments in the company are. On top of that, accounting ratio also can be used to analyze the calculation and comparison of ratios which are derived from the information in a companys financial statements. Accounting ratios are a valuable and easy to interpret the numbers that is found in statements. When computing financial relationships, a good indication of the companys financial strengths and weaknesses becomes clear. Accounting ratio analysis the ratios into categories which tell us about different facets of a companys finances and operations. The following types of accounting ratios that is used, Liquidity ratios Asset turnover ratios Financial leverage ratios Profitability ratios Dividend policy ratios The purpose of an accounting ratio is to make financial reports regarding the performance of a company in a specified period normally by a year. These financial reports are later made available to the tax authorities, investors and creditors of the firm. Accounting ratios are calculated and grouped into five different categories for measuring the five different aspects of the business performance. There are five aspects of business measured by an accounting ratio. Profitability of company Liquidity of company Asset management of company Debts management and gearing of company Market value of investment to ordinary shareholders and common stockholders The formula for accounting ratio that are used to measure each aspect or area of business by accounting ratios are Profitability of company Gross profit markup (%) = Gross profit à · Cost of goods sold 100 Gross profit margin (%) = gross profit à · net sales value 100 Operating profit margin (%) = operating profit before interest and before taxation à · net sales valuex100 Profit margin on sales (%) = net income available to common stockholders à · Net sales value -100 Basic earning power (BEP) = operating profit before interest and before taxation à · total assets 100 Return on total assets (ROA) = net income available to common stockholders à · total assets 100 Return on common equity (ROE) = net income available to common stockholders à · common equityx100 Liquidity of company Current ratio/working capital ratio = current assets à · current liabilities Liquid ratio/quick ratio/acid-test ratio = liquid assets à · current liabilities Asset management of company Inventory turnover or stock turnover = cost of salesà · average stock value OR cost of salesà · closing stock value Total assets turnover = net sales à · total assets Debtor ratio = debtor à · credit sales Days sales outstanding (DSO) = debtor à · credit sales 365 days Debts management and capital gearing of company Debts ratio = total debts à · total assets Debts equity ratio = total debts à · common equity Times interest earned = profit before interest and before taxation à · interest charges Market value of investment to ordinary shareholders/common stockholders Earnings per share = net income available to common stockholders à · number of ordinary shares in issue Price/earnings ratio = market price per ordinary share à · earnings per share Earnings yield = gross earnings per share à · market price per ordinary share 100 Market price/book value ratio = market price per ordinary share à · net book value per ordinary share Besides that, there are three methods to compare accounting ratios for business performance measurement which are inter-temporal comparison between two periods, inter-firms comparison between two companies and comparison with industry averages. The two companies that are selected for business performance measurement are Gamuda Berhad and WCT Corporation Berhad. Gamuda Berhad is a Malaysia-based investment holding company which is the most famous in civil engineering construction. The industry of this company also operates in three business segment which involves engineering and construction, construction of highways and bridges, airfield facilities, railway, water treatment plants, dams and general and trading services. WCT Berhad is a Malaysia-based company which provides the provision of engineering services. The Company operates in three segments: civil engineering and construction, civil engineering works specializing in earthworks, infrastructure works, and property development. The information for these two companies which are required for business performance is measurement by accounting ratios in income statements and balance sheets of the two companies. Ratio with formula (Profitability of company) Calculation for 1st company (Gamuda Berhad) Calculation for 2nd company (WCT Berhad) Gross Profit Markup(%)= Gross profit=2455143000-1580125000-363348000-8595000-19973000-19260000-40866000 =RM422976000 Cost of goods sold =1580125000+363348000+8595000+19973000+19260000+40866000 =RM2032167000 =20.81% Gross profit =RM354659000 Cost of goods sold =RM4311943000 =8.23% Gross Profit Margin(%)= Net sales value=2455143000-0 =2455143000 Gross profit=2455143000-1580125000-363348000-8595000-19973000-19260000-40866000 =422976000 =17.23% Gross profit =RM354659000 Net sales value =sales return inwards =4666602000-0 =RM4666602000 =7.60% Operating Profit Margin On Sales(%)= Net sales value=2455143000-0 =2455143000 Operating profit before interest and taxation =259852000 =10.58% Operating profit before interest and taxation =RM244145000 Net sales value =sales return inwards =4666602000-0 =RM4666602000 =5.23% Profit Margin On Sales(%)= Net income available to common stockholders =280693000 Net sales value =2455143000-0 =2455143000 =11.43% Net income available to common stockholders =RM147098000 Net sales value =sales return inwards =4666602000-0 =RM4666602000 =3.15% Basic Earning Power= Operating profit before interest and taxation =RM259852000 Total assets =total non-current assets + total current assets =2347737000+4203173000 =RM6550910000 =3.97% Operating profit before interest and taxation =RM244145000 Total assets =total non-current assets + total current assets =RM1925297000+RM2553187000 =RM4478484000 =5.45% Return On Total Assets= Net income available to common stockholders =RM280693000 Total assets =total non-current assets + total current assets =2347737000+4203173000 =RM6550910000 =4.28% Net income available to common stockholders =RM147098000 Total assets =total non-current assets + total current assets =RM1925297000+RM2553187000 =RM4478484000 =3.28% Return On Common Equity= Net income available to common stockholders =RM280693000 Common equity =Ordinary share capital + Reserves =2025888000+1231637000 =RM3257525000 =8.62% Net income available to common stockholders =RM147098000 Common equity =Ordinary share capital + Reserves + Share premium =388856000+369256000+492134000 =RM1250246000 =11.77% Ratio with formula (Liquidity of company) Calculation for 1st company (Gamuda Berhad) Calculation for 2nd company (WCT Berhad) Current Ratio= Current assets =RM4203173000 Current liabilities =RM1930241000 =2.18:1 Current assets =RM2553187000 Current liabilities =RM1807550000 =1.41:1 Acid-test ratio= Liquid assets =Current assets Inventories =4203173000-79738000 =RM4123435000 Current liabilities =RM1930241000 =2.14:1 Liquid assets =Current assets- Inventories =2553187000-113709000 =RM2439478000 Current liabilities =RM1807550000 =1.35:1 Ratio with formula (Asset Management of Company) Calculation for 1st company (Gamuda Berhad) Calculation for 2nd company (WCT Berhad) Inventory Turnover= Cost of goods sold=1580125000+363348000+8595000+19973000+19260000+40866000 =RM2032167000 Closing inventories or stock =RM79738000 =25.49 times Cost of goods sold =RM4311943000 Closing inventories or stock =RM113709000 =37.92 times Total Assets Turnover= Net sales value =sales return inwards =2455143000-0 =RM2455143000 Total assets =total non-current assets + total current assets =2347737000+4203173000 =RM6550910000 =0.37 times Net sales value =sales return inwards =4666602000-0 =RM4666602000 Total assets =total non-current assets + total current assets =RM1925297000+RM2553187000 =RM4478484000 =1.04 times Debtor Ratio= Debtor or receivables =RM1607772000 Credit sales =RM2455143000 =0.65:1 Debtor or receivables =1206971000+265684000 =RM1472655000 Credit sales =RM4666602000 =0.32:1 Day Sales Outstanding= Debtor or receivables =RM1607772000 Credit sales =RM2455143000 =237.25 days OR =0.65-365days=237.25 days Debtor or receivables =1206971000+265684000 =RM1472655000 Credit sales=RM4666602000 =116.8 days or =0.32-365days=116.8 days Ratio with formula (Debts Managements of company) Calculation for 1st company (Gamuda Berhad) Calculation for 2nd company (WCT Berhad) Debts Ratio= Total debts =total non-current liabilities + current liabilities =1312946000+1930241000 =RM3243187000 Total assets =total non-current assets + total current assets =2347737000+4203173000 =RM6550910000 =0.50:1 Total debts =total non-current liabilities +current liabilities =1183958000+1807550000 =RM2991508000 Total assets =total non-current assets + total current assets =1925297000+2553187000 =RM4478484000 =0.67:1 Debts Equity Ratio= Total debts =total non-current liabilities + current liabilities =1312946000+1930241000 =RM3243187000 Common equity =Ordinary share capital + Reserves =2025888000+1231637000 =RM3257525000 =1:1 Total debts =total non-current liabilities +current liabilities =1183958000+1807550000 =RM2991508000 Common equity =Ordinary share capital + Reserves + Share premium =388856000+369256000+492134000 =RM1250246000 =2.39:1 Times Interest Earned Or Interest Cover= Operating profit before interest and taxation =RM259852000 Interest charge or cost =RM43813000 =5.93 times Operating profit before interest and taxation =RM244145000 Interest charge or cost =RM50308000 =4.85 times Ratio with formula (Market Value of Investment to Stockholders of Company) Calculation for 1st company (Gamuda Berhad) Calculation for 2nd company (WCT Berhad) Earnings Per Share= Net income available to common stockholders =RM280693000 Number of ordinary shares issue or ordinary share capital =2025888000 shares =RM 0.14 Net income available to common stockholders =RM147098000 Number of ordinary shares issue or ordinary share capital=388856à ·RM0.50=777712 shares =RM0.19 Price Earnings Ratio= Market price per ordinary share=RM3.20 Earnings per share=RM0.14 =22.86 times Market per ordinary share=RM2.60 Earnings per share=RM0.19 =13.68 times Earnings Yield= Gross earnings per share =100à ·75 Rm0.14 =0.187 Market price per ordinary share=RM3.20 =5.83% Gross earnings per share =100à ·75-RM0.19 =0.253 Market price per ordinary share=RM2.60 =9.74% Market Price Per Book Value= Market price per ordinary share=RM3.20 Net book value per ordinary share =Common equity / ordinary share in issue = Common equity =Ordinary share capital + Reserves =2025888000+1231637000 =RM3257525000 Number of ordinary shares issue or ordinary share capital =2025888000 shares ==Rm1.61 = =1.99:1 Market price per ordinary share=RM2.60 Net book value per ordinary share =common equity / ordinary share in issue Common equity =Ordinary share capital + Reserves + Share premium =388856000+369256000+492134000 =RM1250246000 Number of ordinary shares issue or ordinary share capital =388856à ·RM0.50=777712 shares ==RM1.61 = =1.61:1 Profitability of company: Gross profit markup, Gross profit margin, Operating profit margin, Basic earning power, and return on total asset of Gamuda Berhad is higher than the second company that is WCT Berhad. This indicates that the company was effective in controlling the expenditures. Besides that, for Basic earning power and Return on common equity, the first company is lower than the second company. This is because the ineffective use of assets and capital employed in business activities are at higher costs to reduce the production volume and sales volume. Liquidity of company The current ratio and the Acid test ratio for the companies Gamuda Berhad is higher than the second company WCT Berhad because the has the Gamuda Berhad highest amount of current assets and also highest amount of liquid assets that can be used to finance its current liabilities so that the company has highest liquidity to finance its short-term liabilities and also got chances to face short-term liabilities financial problem. Asset Management of company The inventory turnover for the Gamuda Berhad is much lower than the WCT Berhad because Gamuda has a slow stock turnover in the business which kept in store was very slowly taken out for resale, resulting large amount of stock accumulated to tie up money, which were having poor inventory management. For total assets turnover, the first company is low than the WCT because the Gamuda has a lowest sales from the assets indicating that company was inefficiently using the assets in business. On top of that, debtor ratio and day sales outstanding of the first company is higher than the WCT because the company got longer credit time to collect money slowly from debtors so that the balance is collected to tie up money and thus, having poor management on debtor collection. Debts Management The debts ratio for the Gamuda is less than the second company because the Gamuda got lower debts burden with smaller amount of debts and also bearing low interest cost to the available profit. Therefore, times interest earned for the Gamunda is much higher than the WCT because it has a bearing high interest charges to the available profit. Market value of investment to stockholders Earnings per share and earnings yield for the Gamuda is less than the WCT which indicates that the company has less growth in business profit , resulting lower net income available to each unit share , being less attractive and lower value to the common stockholders. Due to lower earnings per share, stockholders have to use more times of profit earning, more times of net cash inflow and a longer period to recover back their share investment. Besides, the price earnings ratio for the Gamuda is higher than the WCT. Market price per book value for the Gamuda is higher than the WCT that shows the company share price has inequitably risen up above its real asset value or book value for not being realistic to the stockholders. Conclusion As a conclusion, I will like to choose WCT Berhad because this company has a better performance in the business and here are some goods points of this company. On top of that, the WCT berhad company also have the highest Basic earning power and Return on common equity which is meant to increase the production volume and sales volume at lower costs as well as to increase the profit earning. Other than that, WCT berhad also has the is highest Inventory turnover which indicates a fast stock turnover where the goods purchased kept in store are fast taken out for resale so that the stock is not accumulated and money is not tied up with stock. Thus, the WCT berhad company did not face any short-term liabilities, and they are stable. The different firms using different financial policies which are also the comparison problems in inter firm. Question 2 Definition Financial markets are an organization for the people who are shortcoming of money and want to borrow money. Besides that, each financial market has different ways of financial methods in terms of its maturity and the asset backing it. Different financial markets have different ways of serving customers and operate different types the country. Financial markets dissent from physical asset markets because it is called tangible asset markets or real asset markets to deal with the tangible and physical manufacture such as machinery, computer and other physical assets. Physical asset market and financial market can also work as the future or spot market. Future market defines as the deals being sold for on the future delivery at some future date such as a year into the future whereas the spot market is define as the deals is being bought on the spot delivery within a few days. There are many types of various in financial market for an example such as money markets, capital markets, mortgage markets, consumer credit markets, primary markets, secondary markets, initial public offering (IPO) market and last but not least private market.   Money markets: Money market is a market dealing with short-term financial methods. Money market methods are include bankers acceptance, commercial paper, federal funds, treasury bills, and highly liquid debt securities which funds are loaned or borrowed for a short periods of less than one year. Money market is a segment of the financial  market in which financial instruments with high liquidity and very short maturities are traded. The money market  is used by participants as a means for borrowing and  lending in the short term, from several days to just under a year. Money markets do not have a fixed physical location. A money market fund is also called a mutual fund that empower in money market securities. Capital markets: Financial market that works as a conduit for demand and supply of primarily long term debt and equity capital. It channels the money provided by savers and depository institutions banks, credit unions, and insurance companies to the borrowers and investors through a variety of financial instruments called securities. It transports the money that is provided by depository institution and savers to invest or borrow through choices of financial methods called securities. Capital market also runs as an interchange for trading existing that request on capital in the form of shares or stock. Mortgage markets: A market for loans to people and organizations buying property a market for mortgages those has been bought by financial institutions and are then traded as asset backed securities. This arrangement will sum up the transaction in commercial mortgage, multi-family residential mortgage, home mortgage and farm mortgage. The holders of mortgage including the lenders that both originate the investment and change them as assets, such as thrift institution, commercial banks and insurance companies as well as those institutions that gets the loans in the secondary market.   Consumer credit markets: Consumer credit market is about a borrower uses any line of credit or loan to purchase goods services at the retail level. The cost of credit is the additional amount, over and above the amount borrowed, that the borrower has to pay. It includes interest, arrangement fees and any other charges. Consistently, consumer credit finances can be use at any asset that it will minimize quickly and it is not use for investment purpose. Loans for education, vacation or cars are also examples of consumer credit. However, consumer credit does not include loans that are for real estate. Primary markets: Primary market consists of the first buyers and issuer of the issues. Investors who buy shares in a new security issue meant they are buying from the primary market. Besides that, investors who purchase bonds and stocks in the primary market normally are not refundable commissions because the fees for selling the issue are built into its price and collected by the issue. Secondary markets: This market in which the existing and already purchases a security or other financial assets are able to trade among the investors after they have been issued by the institutions or corporation. Secondary markets is a market which investor buys a security from another investor rather than the issuer, the consequences to the original issue in the primary market is also called as aftermarket.   Initial public offering (IPO) market: IPO is the first sale of stock to a company. Furthermore, the most common reason is by offering securities or shares to the public for the first time. The most difficult part of an IPO is to find out the proper price to initially proffer the new stock. If the price is too high, the buyers will not be interested but if its too low, the company will sacrifice a lot of money that might have been made if others are higher. Private market: Private markets in financial transactions are worked out directly and privately between the two parties without going to the public where the transactions may be structured in any manner to those who appeals to the two parties. The three different ways for transferring capital or fund from savers to borrowers in the financial market are direct transfer from savers to borrowers, indirect transfer from savers to borrowers through investment banking house and indirect transfer from savers to borrowers through a financial intermediary. Direct transfer from savers to borrowers: Direct transfer takes place when an organization issues and sells its stock or shares immediately to the savers without passing through any other financial institution so that the organization as borrower immediately delivers its securities to the saver who in turn gives money to the organization. By this, the fund or capital is immediately transferred from savers to the organization or borrower. Issue corporations securities to Business Corporation -Æ’Â   Savers (Borrower)   Æ’Å ¸Ã‚  (Money Lender)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Receive capital of fund from Indirect transfer from savers to borrowers through investment banking house: This takes place when investment underwrites the issuance of a cooperations securities and where the contributors bank serves as a middleman to facilitate the issuance by buying the securities of the organization and then resell the same securities of the organization to the savers so that the money paid by the savers for buying of organizations securities are passed by the investment bank and will be received by the organization which acts as borrower. Issue Corporations Resell corporations Securities to Securities to Business Æ’Â   Investmentâ‚ ¬Ã‚   -Æ’Â  Ã¢â€š ¬Ã‚  Savers (Money CorporationÆ’Å ¸ Banking House Æ’Å ¸ Lender) Receive fund from Receive fund from Indirect transfer from savers to borrowers through a financial intermediary: This takes place when a financial intermediary also know as a bank or a mutual fund that is obtain fund that are from the savers and by issuing its own certificate or securities of deposit to the savers. Then, the financial intermediary uses the fund that is collected from the savers to buy and to hold the securities of other company as contributors. In this case, the fund or the capital is transferred from the saver to financial intermediary when the saver has pay the money to the financial intermediary in interchange for receiving a certificate if securities or deposit issued by the financial intermediary. Therefore, the financial intermediaries will incredibly increase the efficiency of money and capital markets. This is shown in the following diagram:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Issue corporations securities to  Issue intermediarys own securities to Business Corporation -Æ’Â  Ã¢â€š ¬Ã‚  Financial intermediary Æ’Â  Savers (Borrow) Æ’Å ¸Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Æ’Å ¸ (Money Lender)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Receive fund from  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Receive fund from Investment banking house: The investment banking house runs by buying all the new security issue from a company or organization at one price and selling the issue with a smaller unit to the investing public at a inadequate high price to cover the expenses of sale and earn a profit. The company or corporation that distributes and underwrites the new issue of business organizations securities to assist the organization to collect fund for financing.   Financial intermediaries: Since the financial intermediaries are usually very large and they have gain economies of scale in analyzing the creditworthiness of those borrowers potential in collecting and processing loans. There are many type or various in financial intermediaries and those are commercial banks, savings and loan associations, mutual savings fund, credit unions, pension funds, life insurance companies and mutual funds. Commercial banks: Commercial banks are totally different from investment banks because commercial banks, they lend out money to the borrowers whereas the investment banks, they assist business company to raise fund or capital from the savers. Savings and loan associations: Savings and loan associations served residential and commercial mortgage borrowers where they likes to collect money or funds from those small savers and lend out this money to his house buyers or any other types of borrowers. Mutual savings fund: Mutual savings fund and savings and loan associations are almost the same process because they also accept savings from individual savers and lend out the money on a long-term basis to his house buyers and consumers.   Credit unions: This is a cooperative association which members are supposed to have something in common, so that the association collects funds from members and then lend to other members who need money to finance their house mortgage, house improvement and auto purchases. Pension funds: This is a retirement plans that given by the organization or government agencies for their employee   and administered primarily from the life insurance companies or the trust departments of commercial banks. Life insurance companies: Life insurance companies collect funds in the term of annual premiums and then invest back in to real estate, bonds, mortgages and shares, after that they will make their payments to the beneficiaries of the insured parties. Mutual funds: Mutual funds will collect savings from those savers and then use the savings to buy shares, short-term debt and long-term bonds method

Pride in Greenleaf and Spotted Horses :: Greenleaf Spotted Horses Essays

Pride in Greenleaf" and Spotted Horses Pride is a feeling that most people in the world have always shared. Pride can be a great thing to have, but when a person has too much pride, the situation becomes very different. Pride can cause a person to do things he would not do under normal circumstances, and it can cause a person unhappiness. Mrs. May in "Greenleaf" and Henry Armstid in "Spotted Horses" both have a sad type of pride that leads to untimely death and demise. In Henry's case, his pride is the direct cause of his injuries done by the horses, and Mrs. May's is somewhat more indirect. In "Greenleaf," Mrs. May thought that she was a blessing to the world. She thought that everything good that happened was her doing and that everything she did was good. At one point in the story she says, "I work and slave, I struggle and sweat to keep this place for them and as soon as I'm dead, they'll marry trash and bring it in here and ruin everything. They will marry trash and ruin everything I've done." Although she hates the dairy farm and her two sons do not live up to her standards, she still has a sense of pride about them causing her to be so preoccupied with what she has done for them. The bull, a prominent symbol for what Mrs. May cannot control, meanders throughout the story and clashes and conflicts with her pride. The two are intertwined: she constantly visualizes and hears the bull in the day and sleep. In one of her dreams she talks of being "aware that what ever it was had been eating as long as she had the place and had eaten everything from the beginning of her fence line up to the house and now was eating the house and calmly with the same steady rhythm would continue through the house, eating her and the boys, and then on, eating everything but the Greenleafs." The bull symbolizes what she cannot do in life, what she cannot control, and what she has not done, and it is what makes her take the last step before her death by bringing out her pride and causing her to try and take control over the unknown, over itself. She is then gored to death by the bull, and this proves the point that she should not have concerned her whole life with her pride and what she had done and what she could not ultimately control.

How Does Fitzgerald Tell the Story in Chapter 9 Essay

In the Great Gatsby, the last chapter of the novel is told two years later still from the perspective of Nick. Nick is writing two years later after the events with Gatsby, showing that a considerable amount of time has passed between its occurrence yet it is still fresh in Nick’s mind. The fact that Nick is still reminiscing about Gatsby and has written a book about him highlights the huge impact that Gatsby has had on Nick’s life. The strong connection that Nick feels has been created between Gatsby and himself is evident particularly in chapter 9 as it is apparent that Nick feels â€Å"responsible† for him. Even two years later Nick feels a sense of responsibility and loyalty towards Gatsby and that he is owed the truth instead of all the malicious lies which are created by the reporters, similar to that of all the party goers. The idea that nobody respect Gatsby the way he does leads Nick to believe that there was a â€Å"scornful solidarity between Gatsby a nd me against them all†. And so the start of his book begins two years later, the book that Nick hoped to clear Gatsby’s name with and right the wrongs that occurred that summer. In the final chapter of the ‘Great Gatsby’, Fitzgerald creates a sense of finality for the reader suggesting â€Å"the party was over†. Through the use of the repetition of the word â€Å"last† Fitzgerald also demonstrates the end of Nicks experience with Gatsby. The reader acknowledges that Nick finds it hard to move on and accept Gatsby’s death as he tries to keep him alive through the creation of false memories as a result of his grief, believing Gatsby to have told him that â€Å"I cant go through this alone†. The obsession that Nick has with Gatsby is more evident as Nick tries harder and harder to create the funeral he feels that Gatsby deserves, however he was met with much disappointment by those who Gatsby had done so much for. During Nick’s attempts at assembling Gatsby’s funeral he tries very hard to get the people Nick thought were Gatsby’s friends to attend. The difficulty that occurred as a result of Nick’s attempt highlights just how little an impact Gatsby truly had on any of their lives as â€Å"nobody came†. Fitzgerald uses this two-word sentence at the end of the paragraph to emphasise the betrayal Nick felt towards Gatsby, that after everything he did for everyone else, no one other than himself truly cared about him. The disappointment that Nick shows when nobody other than Gatsby’s father and a few servants came, made Nick feel angry towards everyone else as the contrast between Gatsby in life and death is so hugely different and it is now a world in which Nick takes a while to accept. In life, Gatsby was someone who burned bright through his dreaming, yet in death he had become someone who was forgotten in an instance, indicating the little influence he had on the lives of so many.

Preoccupation with Death in Hamlet Essay

â€Å"Hamlet† is a play permeated with death. Right from the opening scene of the play death is introduced, where the ghost of Hamlet’s father introduces the idea of death and its consequences. Preoccupation with death is a major theme in this play as shown in the numerous deaths of the main characters of Hamlet, Polonius, Gertrude, Ophelia, Claudius and Laertes. Taken off the web accurate definitions of â€Å"preoccupation† are the following: 1)a state in which you think about something so much that you do not think about other things; 2)something that you think about and want to do because it is important. This is exactly what the main characters are preoccupied by-death. An example would be that Hamlet is preoccupied by death throughout the story. It is apparent that Hamlet is haunted by his father’s death. When Hamlet encounters the ghost of his father, their conversation raises all kinds of unthinkable questions, for example murder by a brother, an unfaithful mother, that triggers Hamlet’s obsession. He feels compelled to determine the reliability of the ghost’s statements so that he can determine how he must act. Ultimately, it is his obsession with death that leads to Hamlet avenging the death of his father by killing Claudius. Although Hamlet’s preoccupation is deeply rooted in his character’s fascination with death, it could be a product of his grief. Hamlet’s most potent consideration of death comes in Act 4, Scene 3. His almost gruesome fixation with the idea of death is revealed by his mockery and such when asked by Claudius where he has hidden Polonius’ body. Hamlet’s answers seem to reveal an extremely morbid state of mind. Hamlet exclaimed how once the body dies, it goes through a cycle where it is eaten by worms, these worms are used to get food for another person therefore, that person digests the dead body. Finally, the graveyard scene shows how Hamlet views death and that he fears how no matter who you were or what you did that someday you too, will be at one with the earth and dirt only to become decayed, fed upon and then nothing. â€Å"No, faith, not a jot; but to follow him thither with modesty enough and likelihood to lead it; as thus: Alexander died, Alexander was uried, Alexander returned into dust; the dust is earth; of earth we make loam: and why of that loam, whereto he was converted, might they not stop at a beer-barrel? † (Act 5, Scene 1 Lines 201-206) As Hamlet continuously postponed the death of Claudius he became more preoccupied with the various ways he could have his revenge. Hamlet has completed his transformation from an unhappy young man to a hardened killer. He has no hope and despite Horatio’s praise, by this time he would not have made a good king.

School wark

The Wall-Mart stores model were not visual appealing to South Korean costumers, since Korean are use to see neat and sophisticated department stores, Product mix: The American consuming patterns of electronics, clothing, and process foods did not match the South Koreans preferences. Promotion strategies: Walter kept its American approach of promoting through friendly and warm layouts, while the South Korean are more likely to be sold for aggressive and exuberant strategies of promotion. Pricing: Since South Koreans do not distinguish the deference between discounts ND regular prices.Generally Wall-Mart marketed Items like electronics, when South Koreans prefer to spend their money on food and drinks, But the main task that must be taken is for companies to local needs and desires in mind when entering into any foreign country area In the world. In my opinion there is a lot of options that could be helpful for the case of Walter in south Korea. 1- Changing the Walter location: I think it is one of the good solution because there from the most populations to a place has more opportunity to get improved. Expert: That could be another solution to having an expert by helping to now more about the consumer and the culture in south Korea. 3-Changing kind of product: That will be one of the best solutions for Walter in South Korea by having more domestic products and especially more fresh food or sea food and to having the BIG 502: Applied Business Research and Communication Skills Steven Samara Martina Instructor: Peggy Bilberry Consumers demands ,that will have the Korean accepting Walter product more and will support it with the time.Steven Samara Martina Southern State University BUY-502 What are some limitations of the SOOT matrix and analysis? We cannot say that the SOOT strategy is the final strategy to achieve the desired goals. However, the SOOT strategy is considered as a starting point to develop other strategies that could support the SOOT strategy in order to progress and development on an ongoing basis of the desired goals. Although SOOT strategy is one of the most successful strategies, it must have some gaps that require us to constantly re-examine our SOOT strategy.Because of the previous observation, it is very important to search for other strategies in order to get the best results. If you decide to use a SOOT matrix for your Yahoo case-study, can you defend why? I absolutely will use a SOOT matrix strategy because it is considered to be direct and clear for all of its objectives that are strengths, weaknesses and threats. In addition, through these objectives, we can examine and develop additional strategies to support and convert as much as possible weaknesses points to strengths once.

Auteur theory Essay Example | Topics and Well Written Essays - 1500 words

Auteur theory - Essay Example Auteurism, or film analysis based on the idea of a directorial vision, grew out of his ideas. It spread to the United Kingdom, where the review Movie became its first primary practitioner. In the United States, Andrew Sarris introduced it in his 1962 essay â€Å"Notes on the Auteur Theory.† Sarris proposed some minimal requirements for a director to be considered an auteur: the director must demonstrate a level of competence in technique, evoke an individual style in terms of how a movie feels and looks, and even terms of overall theme. His work The American Cinema: Directors and Directions, 1929-1968, earned a reputation as the primary text for auteurism (Auteur theory). Auteurism has had its critics. Pauline Kael of The New Yorker objected to the idea of giving the director so much credit for a project that takes so many people to complete – not just the already mentioned scriptwriter, but the cinematographer as well. Also, auteurism can contribute greatly to the cost s of making a movie, and directors who develop a record of financial losses will not be able to bring a message of any kind to the big screen (Auteur theory). Also, New Criticism challenged auteur theory with its idea of the â€Å"intentional fallacy.† This referred to the idea that the words on a page of literature, or the images on a movie screen, are more important than the intentions of the author, or the intentions of the director. Because each viewer will approach a movie with a unique set of experiences and biases., the director's intention may never filter through the images and reach the mind of the viewer. In any discussion of directors who are considered auteurs, the name of Krzysztof Kieslowski comes to the forefront. Ironically, Kieslowski entered the study of film as a sort of detour on his original career path, which involved a desire to become a theater director. It was only when the College for Theater Technicians lacked a program for theater directors that he decided to study film as well (Krzysztof Kieslowski). Sieglohr posited that an auteur will see national identity as ripe fodder for "investigation and excavation" (Hill (Year) p. ). While Three Colors takes a look at the special significance of the three colors of the French flag, Kieslowski's early work took a look, as well, at the Polish national experience. As he studied film more extensively, he decided to make documentaries rather than directing plays. His first projects focused on the daily routines of workers, soldiers, and other citizens. However, even though Kieslowski's intentions were not to make political statements, even his attempts to depict the lives of Polish citizens realistically ran afoul of the censoring

Engineer Science Banding Essay Example | Topics and Well Written Essays - 1500 words

Engineer Science Banding - Essay Example S = 453.33 V (avg) = 3.33 rev/sec Where, V is angular speed S is the number of revolutions Q. no 4 (Solution) (A) Work done = Force * height Torque = force * radius W = 357.14 * 28 250 = force * 700/1000 W = 12.755 Joule 250 = force * 0.7 250 / 0.7 = force Force = 357.14 N (B) 2as = v (final)2 - v (initial)2 As we know that in motion under gravity a is replaced by g Where,a = accelerationg = gravity now, 2gs = v (final)2 - v (initial)2 2 * 9.8 * 28 = v ( final)2 - 0 192.08 = v (final)2Taking square root on both sides V (final) = Linear velocity = 13.85 m/s (C) V (final) = v (initial) + g * t 13.85 = 0 + 9.8 * t 13.85 / 9.8 = t t = 1.41 sec Q. no 2 (solution) (a) V (final) = v (initial) + a * t Force = mass * acceleration 480 = 0 + a * 240 F = 1400 * 2 480 / 240 = a F = 2800 N a = 2 Now,Torque = Force * radius Torque = 2800 * 0.75 Torque = 2100 N-m (B) Whenever a machine carries out a sharing operation, which uses some of... (B) Whenever a machine carries out a sharing operation, which uses some of the energy of cascaded initial system, there is a definitely change in speed (rev/min) occur. Now, we can estimate this with the help of the given table.

Final Project Assignment Example | Topics and Well Written Essays - 2500 words

Final Project - Assignment Example With the success of their product in the local US markets, they are thinking of catering to a wider region by penetration in the bigger markets of US and global markets too. In order to do so a major study has to be undertaken while deciding about the expansion of the market. A faulty expansion step can, not only account for a dip in profits but also be a threat for the whole existence of the business. Thus, a market plan is a serious necessity for market expansion. With the question of market expansion, the most widely used method used to analyze the decision aptly is that of SWOT analysis. It is majorly done to analyze the strengths, weaknesses, opportunities and threats of the particular business proposal. In this case, SWOT analysis is required to understand the strengths and weaknesses of the organization with respect to the idea of global expansion and also the opportunities and threats it may face from the external resources while expanding their business in the global forum. Another study which would be quite handful in this project would be the Porter’s Five Force Model. The Porter’s Five Force Model mainly takes into the account the major forces which affect the functioning of the firm namely the suppliers, competitors, substitutes, barriers to entry and buyers’ powers. A thorough study is to be made regarding all these heads so that it could be well understood that whether the decision taken of expanding their business in the global markets is really viable or not (Kotler, 2009). With the progression of the case all such topics would be covered under different heads. Each and every essential detail for entering into a global market with relation to the case will be analyzed in details and probable solutions will be provided. The nature of the product is a determining factor while decision regarding market expansion is taken that too globally. In this case, the major product is that of